Every scenario is different. We optimise for your objectives—rate, flexibility and speed.
About Us
First-gen, second-gen, next-gen—any gen. First in the family or the family CFO—either way, we optimise. Same standard, from no blueprint to family blueprint—welcome aboard.
Whether you're buying your first home, refinancing for a better future, or structuring a strategy to scale your portfolio, Viking Home Loans is by your side. We champion the underdog, decode the system, and fight for outcomes others say are impossible.
What we do
We will provide you with customer service that you'll value for the life of your loan
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Home Loans for First-Time Buyers & Upgraders
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Investment Property Lending & Portfolio Growth
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Refinance & Restructure Strategies
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Self-Employed, Lo-Doc & Complex Lending
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Construction Loans & Development Funding
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SMSF Lending – Property through your super fund
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Commercial Finance – From offices to warehouses and working capital
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Private Lending & Strategic Finance Solutions
At Viking Home Loans, we’re not just brokers. We’re your financial allies, strategy partners, and relentless warriors—here to help you build the life and legacy you deserve.
The Viking Creed
Not the runaround; the approval.
Not the promise; the proof.
Useful, not flashy. Families first.
We stand with the self-employed and the salaried;
with portfolios mapped across trusts,
with first keys and final refinances,
with construction dust and development plans,
with arrears that need stabilising
and futures that need runway.
Whatever your vocation—we make it count, not count you out.
Bring the goal—we chart the course.
Bring the noise—we quiet the storm.
Evidence is our compass.
Numbers proved, not guessed—
source-linked, reconciled, lender-grade.
If it isn’t proven, it stays on the dock.
We write like credit decides—
Structure first, policy next, answer upfront;
nothing missing, nothing loose;
we’ve done the thinking—put it to use.
Structure before price—then we squeeze price.
We design for approval—clean, complete, concise.
Security is sacred.
Your documents stay with us—handled in-house, never outsourced.
No client fees. No clawbacks.
We’re paid by lenders and we disclose it.
Automation that counts—
updates before you ask, prompts before you forget,
checklists close themselves;
no chasing—your time is your own.
Slow is smooth; smooth is fast.
We move quickly when waters run true,
and slower—deliberately—when patience
wins you the terms that last.
We fight for outcomes, never for applause;
Civil by default—fierce when duty calls.
Escalate, document, persist—and adjust—
until the door that should open, does.
And when settlement lands, we don’t wave from the shore;
Watchful when tides change, present when seasons turn.
We moor for life—moves, milestones, and the messier bits—evermore
